Working Capital / Merchant Cash Advance
An advance against the revenue you already generate. Remittance flexes with your sales, the paperwork stays thin — bank statements, not binders — and the wire moves in days, not weeks.
Price my advanceFast working capital · twelve products · all 50 states
Working capital up to $20M, funded in 24–48 hours.
Slow capital kills deals. We don’t do slow. Corsair prices your file across a network of funding partners — twelve products, funding up to $20,000,000, from rapid working capital to term, SBA, and commercial real estate — and puts a real offer on the table, often the same business day.
- Soft credit pull
- 6+ months in business
- $10K+ monthly revenue typical
01The arsenal
Twelve ways to fund a business. One four-minute application.
Every file is priced across the partner network. You pick the weapon; we get the strongest terms it can carry.
Revenue-Based Financing
Larger capital sized to your top line and repaid as a share of it. Built for businesses whose deposits outrun their credit file.
Price revenue-based termsBusiness Term Loans
One fixed amount, one fixed schedule. Built for expansions, buyouts, and anything with a price tag you already know.
Get term loan optionsBusiness Line of Credit
Standing capital you draw when you need it — and pay for only while you use it.
Open a credit lineEquipment Financing
The equipment is the collateral. Trucks, kitchens, CNC, imaging — keep cash in the business while the asset earns its keep.
Finance the equipmentSBA Loans
Government-backed rates and the longest terms on the water. Slower wire, cheaper capital — we run the paperwork gauntlet so you don’t have to.
Chart an SBA loanMCA Consolidation
Too many daily payments bleeding the deck? Roll existing advances into one position, one payment, and room to breathe.
Consolidate my advancesCommercial Real Estate
Purchase, refinance, or pull cash out of the property your business runs from — or the one it should.
Fund the propertyInvoice / P.O. Financing
Turn unpaid invoices and open purchase orders into cash now instead of waiting sixty days for the check.
Advance my receivablesBusiness Credit Cards
Stacked business credit lines, often with 0% intro periods. Slow-burn capital for spend you can meter.
Build my credit stackBusiness-Purpose HELOC
Business-purpose only: put home equity to work in the company at property-backed pricing instead of daily-sales pricing.
Price a business HELOCCredit Repair
A scarred report narrows every offer you see. We work the file so the next application prices stronger.
Start the repair02Why Corsair
Why owners run their file through Corsair
- One file, many partners. Your application is priced across a network of funding partners — they compete, you compare.
- Soft pull only. Getting your numbers costs your credit score nothing.
- One advisor, start to wire. The person who reads your statements is the person who calls with the offer.
- No fee to apply. You pay nothing to find out exactly what your business qualifies for.
24
hours to a decision, at the fast end
48
hours from signature to funded, on working capital
50
states where we arrange financing
12
funding products priced on one application
03The bar to clear
What it takes to qualify
No mystery underwriting. The manifest below is the real minimums, stated up front.
Working Capital / MCA
FICO 500+6+ months in business
Plus $10K or more in monthly revenue. Revenue-based programs read your deposits first and your score second.
Check my fileTerm Loans & SBA
FICO 650+2+ years in business
Bigger checks and longer terms come with a deeper read. A stronger score and a longer track record open the vault.
See what I qualify forThe paperwork
3–4 months of bank statementsOne-page application
That’s the whole file for most programs. No binders, no tax-return archaeology — statements and a single page start the read.
Start the application04The run
From application to wire in six legs
Apply in minutes
One short form, no fee, no hard pull. Have bank statements handy — they speed the read.
Review — soft pull
An advisor reads your file with a soft credit pull only. Your score never feels it.
Compare offers
Your file is priced across multiple funding partners. They compete; you compare real numbers side by side.
Approval
Often the same business day: amount, payback, term, and total cost in dollars — nothing buried.
Funding
Sign and get wired — in as little as 24 hours on working capital.
Grow
Put the capital to work. When the next move needs fuel, your file is already on deck.
05The waters we work
Industries we fund every week
If your revenue is real, there’s a program for it. These are the heaviest lanes.
Construction
Progress-billing gaps, Friday payroll, materials paid up front.
Medical
Insurance receivables lag. Equipment and expansion don’t wait.
Restaurants
Slow Mondays don’t move your rent date. Even out the swing.
Retail
Inventory bought ahead of the season, before the season pays you.
Transportation
Fuel, repairs, factoring gaps — capital that keeps wheels turning.
Manufacturing
Raw materials and machine time, funded before the PO clears.
06Beyond capital
Run a tighter ship
Four services we arrange alongside the funding — because clean operations price better files.
Payment Processing
Card rails and rates that stop skimming your margin.
Bookkeeping
Clean books price better files. Keep the ledger battle-ready.
Payroll
Crew paid on time, every time, without eating your Friday.
Advisory
A strategist on call for the next raise, buyout, or expansion.
Straight answers
Questions owners ask before they apply
How fast do I actually see money?
The application takes about four minutes and decisions often land the same business day. Once you sign, working capital funds in as little as 24–48 hours. Credit lines and invoice financing run one to three days, term loans about a week, and SBA or real estate deals take weeks — we tell you the realistic clock before you commit.
Does applying touch my credit score?
No. Checking your options runs a soft pull only — it never hits your score. A full credit review happens only if you accept a specific offer that requires one, and your advisor flags that before anything is pulled.
What do I need to qualify?
For working capital and MCA programs: a 500+ FICO, six or more months in business, and $10K+ in monthly revenue. Term loans and SBA set a higher bar — typically a 650+ FICO and two or more years in business. On the revenue-based side, steady deposits matter more than an old scar on the report.
What paperwork do you need?
Three to four months of business bank statements and a one-page application. For most programs that is the entire file — no binders, no waiting on your accountant to get started.
How does repayment work?
Depends on the product. Working capital advances remit a set share of your sales — slow week, smaller remittance. Term loans and equipment financing carry fixed payments on a fixed schedule. Credit lines charge you only on what you draw. Whatever you pick, you see the full payback in dollars before you sign.
Is Corsair Funding the lender?
No — Corsair Funding is a broker, not a lender. Financing is arranged through a network of third-party funding partners, and we push for the strongest offer inside that network. Every offer is subject to the funding partner’s underwriting review.
What can I use the funds for?
Any legitimate business purpose: payroll, inventory, equipment, expansion, marketing, tax bills, or consolidating existing advances. The one move we will argue with is letting capital sit idle.
Last call
The application takes 4 minutes. The offer can land today.
Every day unfunded is margin left on the water. Put your file in front of the network and see the numbers.